Obtaining a pre-approval letter is a crucial step before starting your home search. Here’s why: Understanding your budget helps narrow down your choices and ensures you only view homes within your financial reach. Loan Type Guidance: The type of loan you qualify for can influence the types of properties you can purchase and sometimes the location. Viewing Properties: Many sellers require a pre-approval letter to schedule property viewings, demonstrating that you are a serious and qualified buyer.

We will search for properties based on your
specified criteria. Some homes you will drive
by and your favorites we will schedule

showings for.

The seller will have the opportunity
to accept, reject or counter your
offer. I will help you understand all
the terms of the contract to decide
the best course of action for securing
your home on terms that work for

you.

During this period of time, you will
need to complete any and all
inspections that you wish to have
done. Some options include whole
home inspection, 4 point, wind
mitigation, septic, well, and roof
inspection. It is also advisable to
bind your home owner’s insurance

policy.

A pre-approval letter must accompany your
offer, showcasing your financial readiness and
making your offer more attractive to sellers.

After finding the right home, we will
discuss important factors and criteria
needed to submit in a strong offer. We
will discuss offer price, terms, dates,
inclusions, exclusions, and
contingencies, etc.

You will need to make your
escrow deposit to the company
specified on the contract. Typically
this is done via a wire transfer.
Never send a wire without calling
the title company on the contract
to confirm the wire instructions.

Prior to closing, we will review the
draft settlement statement and title
commitment and answer any
questions you may have. Be sure to
bring a photo ID to closing.
Congratulations on your purchase!